If You’ve Got Yourself A Nest Egg Consider Becoming A Professional Investor

If You’ve Got Yourself A Nest Egg Consider Becoming A Professional Investor

If you have a nest egg sitting around not earning you any money you may want to consider becoming a professional investor.

Mom and Pop Lenders/Professional Investor

One good example of how a professional investor works is the “peer to peer” market; connecting mom-and-pop lenders with borrowers.

Professional investors are now getting into this market. If it’s working for mom and pop lenders, as well as professional investors, then it could certainly work for those who want to make profits with their extra money.

High Returns

Reportedly there are fat returns to be made. Professional investors in these peer to peer firm like Prosper Lending Club Corp and Marketplace, say that investors can generate annual return of 10 percent or higher by making pieces of loans or whole loans to fellow Americans. These firms have also said that those investors who spread their money wide are very unlikely to lose money.

 

 

Cash Advances

Another alternative hard money lending method are Cash Advances.

Not to an individual, but to a business. The business gets a sum of money from a lender and the lender then gets a percent of the business’ daily credit card profits. This happens until the loan and/or a pre-determined fee is paid.

Who Needs Help

Retailers such as restaurants are using this method of getting money.

These business to consumer (B2C) businesses have limited options for financing since they do not have factories, machinery or wholesale invoices to borrow against. Professional investors can make 20 percent by lending to these businesses.

For example, one restaurant owner took out a $40,000 advance on his charge card receipts.

The lender said he would take 12 to 15 percent of the restaurant’s daily charge card sales until he had received $60,000, which would be about a year to 15 months giving the lender an annual rate of 34 to 40 percent.  But the restaurant did even better and the lender got his money in seven months which means his annual rate of return was even higher.

Become a Broker

If you don’t want to put your own money down to invest in these companies, why not be the middle man who gets the business and lender together in a cash advance lender to business deal?

You could charge a set fee for a percentage of the deal that is made because you found the business owner someone to lend him money or you found for the lender, someone he could loan money too.

Brokers on the Internet

There are many brokers working on the internet in different niche markets, so the business models to go by are already written. To be a broker of these private money deals, you don’t need an office, so you have no overhead.

Just learn all you can about these alternate lending deals. Perhaps find a partner. If you are a quick learner, are a disciplined financial steward and have connections, this could be a very lucrative business for you.

FREE CONSULTATION

Call Bob Anselmo at: 516-850-1399

Email for more info at: admin@realpropertymoney.com

Advantages and Disadvantages of Debt Compared to Equity

Advantages and Disadvantages of Debt Compared to Equity

OK… here is a quick list of advantages and disadvantages of debt vs equity.

Understanding the critical differences between debt and equity is important for any investor. Too many beginning investors grasp these concepts too late.

Advantages of Debt Compared to Equity

  • Debt does not dilute the owner’s ownership interest in the company. Lenders do not become owners
  • The lender is only entitled the agreed-upon principal of the loan plus interest, and has no claim on profits of the business
  • With fixed loan rates, the company can forecast monetary obligations
  • Interest on the debt can be deducted on a company’s tax return
  • A company is not required to comply with state and federal securities laws and regulations when applying for a debt loan

Disadvantages of Debt Compared to Equity

  • Unlike equity, debt must at some point be repaid
  • Interest is a fixed cost which raises the company’s break-even point. Companies that are too highly leveraged (large amounts of debt compared to their equity) find it difficult to grow because they are paying off debt
  • Cash flow is required for both principal and interest payments and must be budgeted for over time
  • The larger a company’s debt-equity ratio, the riskier the company is considered by lenders and investors (a business is limited as to the amount of debt it can carry)
  • The company often has to pledge its assets to the lender as collateral

 

Here is a good video on describing the difference between Debt and Equity.

The presenter has an Indian accent but knows what he’s talking about.

contact us at: admin@realpropertymoney.com

What Exactly is Private Money Or Private Lending & Is It Right For Me?

What Exactly is Private Money Or Private Lending & Is It Right For Me?

In the finance and banking industry, the term private money is a common term.

It refers to the lending of money to a company or individual by a private individual or a privately owned organization.

private money lenders

We know banks are the traditional source of financing for buying property, but it’s getting tougher and tougher to get a mortgage loan.

However, if your real estate agent or representative understands how private money works, you can get a great deal when the banks would otherwise turn you down.

If you’re a buyer who doesn’t qualify for a traditional bank private money can get the job done. Every deal is different, but you are an individual dealing with another individual or privately help company.

They have the choice to invest in you and your property so you can show you are a reliable person and a good bet with their money. Private money lender don’t have the heavy restrictions on how they invest their money that banks do.

Although, there are higher risks with private lending for both the lender and the borrowers. With greater risk comes less red tape.

Private money is not subject to interest rate constrictions. For example, the private lender may ask for a rate of interest that is comparable to the banks or it could be a whole lot more.

At Real Property Money Associates we can work with buyers and borrowers looking for capital for real estate valued from $100,000 to $5 million. Give Bob Anselmo a call today.

Call Bob Anselmo at 1-516-850-1399

For a FREE Consultation

Bob will answer all your questions about private lending. He won’t waste your time either. Within minutes he will know if we can help you or not… and we usually can.

 

Attention: Real Estate & Finance Professionals – HAVE WE GOT A DEAL FOR YOU!

Attention: Real Estate & Finance Professionals – HAVE WE GOT A DEAL FOR YOU!

ATTENTION: REAL ESTATE & FINANCE PROFESSIONALS ….

HAVE WE GOT A DEAL FOR YOU!

If you’re in the real estate or finance industry then we’re looking to create a deal with you.

We’d like to create a deal with you and your clients. The ones you know are in financial trouble and have no way of helping.

Real Estate and finance professionals are great at what they do but know little of the niche deal making we specialize in.

The fact is very few real estate or finance professionals know how to put together a creative property deal that works for everyone. That’s where we come in.

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Call Bob Anselmo at 1-516-850-1399 For a FREE Consultation

Bob will answer all your questions. He won’t waste your time either. Within minutes he will know if we can help you or not… and we usually can.

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Real Property Money Associates exists to bring hard-to-finance deals together with those who have the most experience with hard-to-get-done deals AND make sure that everyone involved is rewarded fairly.

The following loan transactions are examples of some of the deals we do.

BRIDGE LOANS

Do you have a client who is right in the middle of moving out of one property and buying another? Sometimes all they need to make it through is some extra cash until the deal is finalized.

Our private lenders can bridge the gap over troubled water for you. Whether those waters run under residential or commercial properties.

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Call Bob Anselmo at 1-516-850-1399 For a FREE Consultation

Bob will answer all your questions. He won’t waste your time either. Within minutes he will know if we can help you or not… and we usually can.

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RENOVATION AND FLIPPING LOANS

Do you have a client who likes to take on a property challenge or perhaps a property nightmare?!

Our list of private investors are highly experienced in the field of property renovation.

They are very willing to offer their expertise and money so your client can get the job done and make some REAL MONEY.

Send us your email or give us a call. Find out how we can help you and your client get the job done!

Call Bob Anselmo at 1-516-850-1399 For a FREE Consultation

Bob will answer all your questions. He won’t waste your time either. Within minutes he will know if we can help you or not… and we usually can.

Attention: Builders and Contractors – Our Private Lenders Can Help You!

Attention: Builders and Contractors – Our Private Lenders Can Help You!

 

Attention: Builders and Contractors – Our Private Lenders Can Help You!

Are you a builder who needs a loan? Does your client need financing? The banks won’t help?

What we can do for builders and contractors (and anyone else) is this…

Real Property Money Associates exist to bring hard-to-finance deals together with those who have the most experience with hard-to-get-done deals AND make sure that everyone involved is rewarded fairly.

The following loan transactions are examples of some of the deals we do.

Call Bob Anselmo at 1-516-850-1399 For a FREE Consultation

Bob will answer all your questions. He won’t waste your time either. Within minutes he will know if we can help you or not… and we usually can.

BRIDGE LOANS

Builders and loan seekers are you or your client right in the middle of renovations or moving out of one property and buying another? Sometimes all they need to make it through is some extra cash until the deal is finalized.

Our private lenders can bridge the gap over troubled water for you. Whether those waters run under residential or commercial properties.

Call Bob Anselmo at 1-516-850-1399 For a FREE Consultation

Bob will answer all your questions. He won’t waste your time either. Within minutes he will know if we can help you or not… and we usually can.

RENOVATION AND FLIPPING LOANS

Do you have a client who likes to take on a property challenge or perhaps a property nightmare?!

 

Our list of private investors are highly experienced in the field of property renovation.

They are very willing to offer their expertise and money so your client can get the job done and make some REAL MONEY.

Send us your email or give us a call. Find out how we can help you and your client get the job done!

Call Bob Anselmo at 1-516-850-1399 For a FREE Consultation

Bob will answer all your questions. He won’t waste your time either. Within minutes he will know if we can help you or not… and we usually can.

 

SPEC HOME BUILDING LOANS

Are you a contractor or renovation specialist? Then you know how difficult it is to get a loan at a great rate and make some REAL MONEY.

We will work with you to find the best loan solution for your situation. We can help you on the front end of the deal, as well as, the back end when you’re ready to sell.

 

Call Bob Anselmo at 1-516-850-1399 For a FREE Consultation

Bob will answer all your questions. He won’t waste your time either. Within minutes he will know if we can help you or not… and we usually can.

Deal or No Deal? Top 3 Questions to Ask…

Deal or No Deal? Top 3 Questions to Ask…

 Deal or No Deal?

Top 3 Questions to Ask…

Deal or no deal?!! Here are the top 3 questions to ask yourself and potential prospects about their property and financial situation to determine whether it’s a viable deal or not.

It all boils down to this…

For any real estate investment or financial transaction it all starts with THE 3…

#1 Buy or Refinance:

Did you want to buy a property or refinance an existing property?

#2 The Description:

What type of property is it? Where is it located?

Last but not least…

#3 The Money Questions:

How much money do you need? What will these funds be used for?

We ask our potential partners these inquiries. Please have this information ready when you call….

Call Bob Anselmo at 1-516-850-1399 For a FREE Consultation

Bob will answer all your questions. He won’t waste your time either. Within minutes he will know if we can help you or not… and we usually can.

 

5 Facts From SUPER STORM SANDY – One Of The Worst In U.S. History

5 Facts From SUPER STORM SANDY – One Of The Worst In U.S. History

Super Storm Sandy began developing on October 22/2012 and finally dissipated on November 2. It was the deadliest, most destructive and second costliest hurricane in America’s history.

Super Storm Sandy began as a tropical wave in the Caribbean on October 19. It swelled quickly to become a tropical depression, then a tropical storm within just 6 hours. Tropical Storm Sandy was the 18th named storm of the 2012 Atlantic hurricane season. It was upgraded to a hurricane on October 24 when maximum wind speeds reached 80 mph.

super storm sandy

CATEGORY OF SUPER STORM SANDY

Super Storm Sandy was a Category 2 when it hit Cuba and developed into a Category 3 by the time it hit the east coast of the United States. It was the 2nd major hurricane of the year in that area.

DEATH TOLL

Unfortunately, at least 233 people were killed along the path of Sandy within eight different countries. Most of the deaths occurred in the United States. Approximately 158 deaths were reported of the 233 total. 71 are considered to be direct deaths located in nine states.

The hardest hit state by far was New York with a total of 49 reported Sandy related deaths. New Jersey had 10 deaths, Connecticut 3, Pennsylvania, Maryland, New Hampshire, the Virginias and other areas also suffered fatalities.

Sandy was also responsible for approximately 87 indirect deaths. These were due to circumstances related to the storm such as extended power outages during cold weather.

About 50 of deaths were a result of hypothermia, accidents in the dark especially by seniors, as well as, carbon monoxide poisoning from poorly ventilated generators and heating devices. The remaining deaths occurred during clean up efforts which included falling trees and related car accidents.

THE FINANCIAL COST OF THE HURRICANE

Approximately 650,000 homes were either completely destroyed or damaged in the storm. Sandy knocked out power to more than 8.5 million homes and businesses. Many home and business owners have yet to recover. In large part due to recalcitrant insurance companies and their suspicious policy phrasing.

If you need help recovering from a storm, hurricane flooding or fire… we can almost certainly help.

Call now..

FREE CONSULTATION

Call Bob Anselmo at: 516-850-1399

Email for more info at: admin@realpropertymoney.com